Eight calculators
Pick the question you have
Each one starts from example figures. Change any of them; the result, its chart and the footnote follow.
Payments
What will it cost each month?
Truck payment
The payment, the interest and what you still owe, year by year.
What would a lease cost?
Lease payment
The payment and buyout for a $1, 10%, FMV or TRAC lease, with your own residual.
What price can my budget carry?
What can I afford?
Start from the payment you can make: the price it reaches, and what’s on the yard under it.
Running costs
What does each km cost me?
Cost per mile
Fuel, insurance, upkeep and payments as a cost per km or mile, with your break-even rate.
What will it cost over the years?
Total cost of ownership
The loan, fuel and running costs, less resale: the total, a year and per km.
How much could I write off?
CCA write-off
Capital cost allowance by year and the tax it could save. Illustrative; ask your accountant.
Rentals and compliance
Rent, lease or buy a chassis?
Rent vs lease vs buy
Your own rental and lease quotes against buying, month by month. We never fill in our rates.
Am I insured to rent?
Insurance checklist
The minimums for renting as a checklist to tick, print or copy for your broker.
Estimates, not offers
Every result is an estimate only, not an offer of credit. Financing is subject to credit approval (OAC) through our sister company Blue Capital Equipment Finance Ltd., an affiliated broker, at the same Surrey yard. Mainland Truck & Trailer Sales receives no referral fee from Blue Capital.
How they work
Your figures, kept with you
Every figure is yours
Change the price, the term, the rate or any running cost. The link keeps your figures, so you can bookmark or share a result.
Nothing collected
No sign-up and no email. Nothing you enter is stored or sent anywhere.
One estimate rate
9.5% a year, our estimate rate as of 2 Oct 2026, until you change it.
Ready when you are
The payment tools take your figures to Blue Capital’s credit application.
Sister company
Ready to apply?
Blue Capital Equipment Finance Ltd.
Sister company
Financing through our sister company Blue Capital Equipment Finance Ltd., an affiliated broker, at the same Surrey yard.
Same-day approvals.
Through our sister company Blue Capital Equipment Finance Ltd., on approved credit.
- Trucks, trailers and chassis
- At the same Surrey yard
Mainland Truck & Trailer Sales receives no referral fee.