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Mon–Sat 9–59616 188 Street, Surrey

Financing

Truck financing

Financing through our sister company Blue Capital Equipment Finance Ltd., an affiliated broker, at the same Surrey yard.

Apply with Blue CapitalCall 604-501-2233

Who it’s for

Trucks off our yard

Owner-operators

Your first truck or your next one. Buying your first? Read your first truck.

Fleets

Adding trucks, or replacing older ones.

Used and new

Trucks for sale on the yard: see them all.

How it works

From application to pickup

1

Apply with Blue Capital

Send its transportation credit application. Apply from our estimator and your figures carry over.

2

A decision

Same-day approvals through our sister company Blue Capital Equipment Finance Ltd., on approved credit.

3

Choose and sign

Blue Capital walks you through the options. You choose the structure and sign.

4

Pick it up

We prepare the unit, and you collect it at the Surrey yard.

Payment estimate

Estimate a truck payment

Change the price, the down payment and the term. Estimates use our 9.5% estimate rate as of 2 Oct 2026.

Mainland Truck & Trailer Sales receives no referral fee.

What you’ll need

Same-day approvals.

Through our sister company Blue Capital Equipment Finance Ltd., on approved credit.

  • Trucks, trailers and chassis
  • At the same Surrey yard

Estimate a payment

9.5% estimate rate

Before GST/PST

$12,000
Term (months)

Estimated payment

About $2,268a month OACEstimate notes

$108,000 financed · 60 months · 9.5%

Principal
$108,000
Interest
$28,092
Total of payments
$136,092

Estimate only, not an offer of credit. Based on a price of $120,000 (before GST/PST), $12,000 down, 60 months at 9.5% a year (our estimate rate as of 2 Oct 2026). Taxes, lender fees and insurance are not included. Financing is subject to credit approval (OAC) through our sister company Blue Capital Equipment Finance Ltd., an affiliated broker, at the same Surrey yard. Your actual rate and payment depend on your business and credit profile. Illustrative only.

Apply with Blue Capital
Full payment calculatorbcefinance.ca

Be ready

What you’ll need

Blue Capital’s application asks about four things.

Each owner’s personal details go only on Blue Capital’s application, never to us.

See the full checklist

The application

Your businessLegal name, structure, business number and years in business
Your operationNSC number, power units, trailers and drivers
The unitYear, make, model, VIN, the price and your down payment
ReferencesYour bank, trade references and your insurer

FAQ

Questions about financing

Can I finance a used truck?

Yes. Blue Capital finances new and used trucks. Apply with the truck’s year, make, model and VIN from its page on this site.

Can I apply before I choose a truck?

Blue Capital says knowing your budget first makes you a stronger buyer: ask it about a pre-approval.

How much do I put down?

That depends on your approval. The estimator lets you change the down payment and see how it moves the payment.

How fast is a decision?

Same-day approvals through our sister company Blue Capital Equipment Finance Ltd., on approved credit.

Do you do the financing yourselves?

No. Financing through our sister company Blue Capital Equipment Finance Ltd., an affiliated broker, at the same Surrey yard.

Does Mainland Truck & Trailer Sales receive a referral fee?

No. Mainland Truck & Trailer Sales receives no referral fee.

Is the estimate an offer?

No. It’s an estimate, not an offer of credit. Your actual rate and payment depend on your business and credit profile.

For sale now

Trucks on the yard

See all 12 trucks for sale

Related

Tell us what you need

Let’s get you rolling.

A unit to buy, a chassis to rent, a repair or a spot on the yard. Start with one request.

Get a quoteCall 604-501-2233Text usWhatsApp us

Mon–Sat 9–5, Sunday closed9616 188 Street, Surrey, BC