Five steps
From your numbers to the keys
Run your own numbers before you shop. Every calculator here uses only the figures you enter.
Know your cost per mile
Fuel, insurance, maintenance, permits and the truck payment, per mile or per km: the cost-per-mile calculator works it out.
Line up financing
Apply with Blue Capital. It says it considers first-time owner-operators case by case, looking at the whole picture.
Choose the truck
Match it to the work: day cab or sleeper, the engine and the spec. Browse trucks for sale.
Sign and pick it up
Sign with Blue Capital, arrange your insurance and collect the truck at the Surrey yard.
Run the numbers
Calculators for your plan
Payment estimate
Estimate a truck payment
Change the price, the down payment and the term. Estimates use our 9.5% estimate rate as of 2 Oct 2026.
Mainland Truck & Trailer Sales receives no referral fee.
Blue Capital Equipment Finance Ltd.
Same-day approvals.
Through our sister company Blue Capital Equipment Finance Ltd., on approved credit.
- Trucks, trailers and chassis
- At the same Surrey yard
Further reading
Before you buy
Driver Inc. enforcement in Canada: what’s changed and what’s next
What Ottawa has done about Driver Inc.: the law, the money, the inspections so far, and what it means for carriers, owner-operators and drivers in BC.
How to buy a used semi truck in BC, step by step
The steps from shortlist to plates: the spec, the inspection, a lien search, PST and the ICBC transfer, insurance, the CVI and the payment.
Be ready
What you’ll need
Blue Capital’s application asks about four things.
Each owner’s personal details go only on Blue Capital’s application, never to us.
The application
| Your business | Legal name, structure, business number and years in business |
|---|---|
| Your operation | NSC number, power units, trailers and drivers |
| The unit | Year, make, model, VIN, the price and your down payment |
| References | Your bank, trade references and your insurer |
FAQ
Questions about financing
Can I get financing as a new owner-operator?
Blue Capital says it considers new businesses and first-time owner-operators case by case. Apply, and it tells you what your deal needs.
What should I work out before I buy?
Your cost per mile and the payment you can carry. Our calculators use only the numbers you enter.
Day cab or sleeper?
It depends on your runs. Tell us the work and we suggest trucks on the yard that suit it.
How fast is a decision?
Same-day approvals through our sister company Blue Capital Equipment Finance Ltd., on approved credit.
Do you do the financing yourselves?
No. Financing through our sister company Blue Capital Equipment Finance Ltd., an affiliated broker, at the same Surrey yard.
Does Mainland Truck & Trailer Sales receive a referral fee?
No. Mainland Truck & Trailer Sales receives no referral fee.
Is the estimate an offer?
No. It’s an estimate, not an offer of credit. Your actual rate and payment depend on your business and credit profile.
For sale now
Trucks on the yard
New arrivalPhotos: 6- Odometer
- 634,101 km
- Power
- 500 hp
- Trans.
- Auto
New arrivalPhotos: 6- Odometer
- 545,006 km
- Power
- 565 hp
- Trans.
- Manual
New arrivalPhotos: 12- Power
- 505 hp
- Trans.
- AMT
New arrivalPhotos: 6- Odometer
- 1 km
- Power
- 565 hp
- Trans.
- AMT